Index Funds vs Individual Stocks: Smarter for Busy Parents

Most busy parents don’t have time to research individual stocks. Index funds solve this by offering instant diversification, lower fees (often under 0.1%), and historically solid returns averaging 10% annually. A single S&P 500 index fund gives you ownership in 500 companies. Set up automatic monthly investments and let compound growth work for decades. Warren Buffett himself recommends index funds for most investors. Skip the stock-picking stress and focus on your family.